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Florencia is a Certified Public Accountant (CPA). She received her undergraduate degree with a B.S. in Accounting and Operations Management from the University of Wisconsin – Oshkosh. She has over 10 years of experience in tax, audit and financial statement reporting. Florencia’s area of expertise is in structuring and reporting for US entrepreneurs living abroad that own foreign companies. She speaks four languages and has lived in the United States, South Korea, Singapore, Italy and Costa Rica, where she currently resides. She enjoys yoga and gardening when she is not helping others with taxes.
Lex is a Financial Planning Associate. She received her certificate of Financial Planning from Boston University. She holds her undergraduate degree from the United States Naval Academy. She also holds a Master’s degree from the University of San Diego. Before starting Krozel Capital, she worked for Workable Wealth in San Diego, CA. She currently is a reservist in the United States Marine Corps. Her husband is in the U.S. Navy and they have three children.
With a relentless focus on integrity and precision, Nick is currently transitioning into wealth management but has a strong background in tax advisory. He brings over 15 years of market and trading experience, first gaining interest in the financial markets at age 13, then using his skills to pay for his way through college and eventually to travel the world. While serving a wide range of U.S. expat clients as an Enrolled Agent, he discovered a passion for holistic financial planning and the value of being part of a collaborative advisory team. Having passed the Series 65 exam and currently pursuing the CFP® designation, Nick brings exceptional strategic and technical capabilities along with a disciplined, research-driven approach.
Nick aims to leverage tax and investment expertise to help clients build and preserve wealth through comprehensive, fiduciary advice. Nick currently lives in Asunción, Paraguay and has traveled extensively throughout Latin America and Europe. Expat lifestyle isn’t theory for him; it’s a way of life, where he is constantly learning and pioneering new ways of making this lifestyle practical and accessible for those who he works with.
Kathrin joined Krozel Capital as Business Development Manager in 2023. Her life’s passion is connecting people, helping others, and building synergies around common purpose and opportunity around the world with a special interest in empowering women and helping others less fortunate. Kathrin has worked in German politics, the private sector, and diplomatic missions around the world. She has lived on four continents and speaks 5 languages. Originally from Germany, Kathrin holds a Diploma in Social Sciences from the University of Goettingen and was an Erasmus Scholar at the University of Padova/Italy.
Kathrin and her U.S. Foreign Service Officer husband have three children and currently live in Santiago de Chile.
Caroline is a Certified Public Accountant (CPA) licensed in California, Florida, and Virginia, with over 20 years of experience in business, accounting and tax. She also holds a Master of Business Administration (MBA) degree from the University of Florida. Caroline has a proven track record of helping organizations improve profitability, optimize operations, and achieve sustainable growth.
A former Big 4 and Big 8 public accountant, Caroline has worked for PwC and BDO’s core tax practices. She proactively helps small and mid-sized organizations and their high net worth owners navigate the business and tax landscape. She currently serves as the Chair for the Women’s Leadership Committee at the Florida Institute of CPAs and is the Local Chapter Lead in Hampton Roads, Virginia for the Military Spouse Chamber of Commerce.
Kaitlin is no stranger to moving and expat life as she has moved six times in the last 15 years with three of those moves being international (Singapore, Spain & Chile). Kaitlin Krozel is a Certified Public Accountant (CPA) and received her undergraduate degree with a B.S. in Accounting and Finance and a minor in Spanish from California Polytechnic State University, San Luis Obispo.
She also holds a Master’s degree in Tax & Financial Planning from San Diego State University. Before starting Krozel Capital, she worked for Ernst & Young in San Diego, CA and also as a tax preparer in Singapore. She speaks English and Spanish. Her husband is a Commander in the U.S. Navy and they have two young children.