Our clients’ most trusted advisor in all areas of their financial life.
Ethical actions, decisions & accountability always
Taking action to lead, solve and support
Creating relationships that cultivate trust & collaboration
Relentless progress towards improvement & efficiency
Florencia is a Certified Public Accountant (CPA) and serves as our Director of Tax. She received her undergraduate degree with a B.S. in Accounting and Operations Management from the University of Wisconsin – Oshkosh. She has over 10 years of experience in tax, audit and financial statement reporting. Florencia’s area of expertise is in structuring and reporting for US entrepreneurs living abroad that own foreign companies. She speaks four languages and has lived in the United States, South Korea, Singapore, Italy and Costa Rica, where she currently resides. She enjoys yoga and gardening when she is not helping others with taxes.
Lex is an Associate on the financial planning side handling our back office and customer support needs. She received her certificate of Financial Planning from Boston University and is studying for her Series 65. She holds her undergraduate degree from the United States Naval Academy. She also holds a Master’s degree from the University of San Diego. Before starting Krozel Capital, she worked for Workable Wealth in San Diego, CA. She currently is a reservist in the United States Marine Corps. Her husband is in the U.S. Navy and they have three children.
With a relentless focus on integrity and precision, Nick is currently transitioning into wealth management but has a strong background in tax advisory. He brings over 15 years of market and trading experience, first gaining interest in the financial markets at age 13, then using his skills to pay for his way through college and eventually to travel the world. While serving a wide range of U.S. expat clients as an Enrolled Agent, he discovered a passion for holistic financial planning and the value of being part of a collaborative advisory team. Having passed the Series 65 exam and currently pursuing the CFP® designation, Nick brings exceptional strategic and technical capabilities along with a disciplined, research-driven approach.
Nick aims to leverage tax and investment expertise to help clients build and preserve wealth through comprehensive, fiduciary advice. Nick currently lives in Asunción, Paraguay and has traveled extensively throughout Latin America and Europe. Expat lifestyle isn’t theory for him; it’s a way of life, where he is constantly learning and pioneering new ways of making this lifestyle practical and accessible for those who he works with.
Kathrin joined Krozel Capital as Business Development Manager in 2023. Her life’s passion is connecting people, helping others, and building synergies around common purpose and opportunity around the world with a special interest in empowering women and helping others less fortunate. Kathrin has worked in German politics, the private sector, and diplomatic missions around the world. She has lived on four continents and speaks 5 languages. Originally from Germany, Kathrin holds a Diploma in Social Sciences from the University of Goettingen and was an Erasmus Scholar at the University of Padova/Italy.
Kathrin and her U.S. Foreign Service Officer husband have three children and currently live in Santiago de Chile.
Gabriela is an Enrolled Agent with a decade of experience helping Americans abroad navigate their U.S. tax obligations. As a former expatriate with The Gillette Company, she brings firsthand insight into the complexities faced by global taxpayers. Known for her analytical mindset, she takes pride in providing clear guidance through what can often feel like an intimidating process. A Boston native and graduate of Fairfield University with a degree in Economics, Gabriela speaks three languages. She has lived and traveled extensively in Spain, France, and Chile, where she currently resides. When she’s not working, she enjoys photography, Pilates, and spending time with her three children.
Jay is an expatriate tax professional with over 10 years of experience in global mobility services, specializing in supporting organizations and internationally mobile employees through complex cross-border tax and compensation matters. He’s built his career within the Global Mobility Services groups at Deloitte, PwC, and BDO, where he supported clients across a wide range of industries and mobility profiles and developed deep expertise in expatriate tax compliance and expatriate payroll.
Throughout his career, he’s worked closely with multinational employers, HR teams, and individual expatriate assignees to ensure compliance while minimizing risk and enhancing the overall expatriate experience. His approach is highly client-focused, with an emphasis on delivering practical, clear, and actionable solutions in an increasingly complex global tax environment. He enjoys translating technical tax rules into guidance that helps clients feel confident and informed as they manage cross-border assignments and international compensation matters.
Jay is a Certified Public Accountant (CPA), holds a Bachelor’s degree from UNC Charlotte and a graduate degree from DeVry University.
Kaitlin is no stranger to moving and expat life as she has moved six times in the last 15 years with three of those moves being international (Singapore, Spain & Chile). Kaitlin Krozel is a Certified Public Accountant (CPA) and received her undergraduate degree with a B.S. in Accounting and Finance and a minor in Spanish from California Polytechnic State University, San Luis Obispo.
She also holds a Master’s degree in Tax & Financial Planning from San Diego State University. Before starting Krozel Capital, she worked for Ernst & Young in San Diego, CA and also as a tax preparer in Singapore. She speaks English and Spanish. Her husband is a Commander in the U.S. Navy, they have two children and she loves to read.
Currently Reading: Big Sur by Jack Kerouac